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Will insurance cover anything to do with my kidney stone? I was diagnosed with a kidney stone over a year and a half ago. I was treated surgically when I went to the ER. I did not have insurance at the time. I now have insurance (as of last December), but kidney stones are now considered a pre-existing condition and will not be covered for another 15 months. I developed another that is causing me a lot of pain at this moment. If I go to a doctor, for at least pain meds, will I have to pay all fees associated with diagnosing it (the visit itself, tests, etc.) or would I just need to pay out of pocket for the actual treatment? If anyone has been in the same predicament as I, please let me know your experience!

By: Guest
Date: Sat-Jan-2-2010-
Response
0

Answer 1

Anything related to your pre-existing condition will not be covered. Your

best bet is to go to a county based clinic. It will cost you less, and they do have financial assistance based on your income or ability to pay. You will probably have a wait there too.

Your next best bet is to go to an Urgent Care facility. They are also less expensive than a hospital based ER-and you may be able to negotiate a cash discount for your services.

If you decide to go to the ER, many hospitals have financial assistance based on your income. You may be able to negotiate a cash discount there as well, if you do not meet the eligibility for charity care.

Answer 2

Right, the medical care associated with the kidney stones is not covered. However your prescriptions may be. If they are not, check at Walmart, or Walgreens for cheap generic prescriptions. Walmart is $4 a month now.

[d] By: Guest
Date: Unknown---
Response
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Helpfulbox Now Offers Free POS Software

for restaurants, kiosk, and any other retails business completely free. It can be used as windows cashier system or as full blown POS. You will able to print to kitchen, display orders on the kitchen screen, manage inventory, employee, report, customer loyalty offers, employee management, delivery address track and much more, all for free.

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